Fraud Detection Web Service Integration
The DNK Web Solution Credit Card Fraud Detection Web Service allows instant detection of fraudulent online credit card order transactions. The Credit Card Fraud Detection Web Service helps the Internet merchant to avoid lost of revenue, waste of productivity, and increase of operation costs in chargeback and higher reserved funds as a result of online frauds.
We integrate your online store by extrapolating several non-intrusive online transaction data such as IP address, email address domain name, delivery address, credit card bank identification number (BIN), area code and ZIP code. DNK Web Solutions Web Service analyzes and scores the transaction information using proprietary DNK Web Solutions algorithm based on known risk factors derived from online fraud patterns. Merchants can automate business decision instantly based on the DNK Web Solutions XML results that cross-referenced against multiple proprietary databases in real-time.
A fraud validation score is directly proportional to the risk of the input values. The higher the scores, the higher the risk of a transaction.
- Internet Retailers
- Online Credit Card Merchants
- e-Commerce Software Developers
- Prevent lost of revenue due to delivery of goods to fraudsters.
- Prevent waste of productivity to review all online orders manually.
- Prevent increase of operation costs as a result of online frauds chargeback and higher reserved funds.
- Integrates via an XML-based Web services interface to any product or platform.
- Provides multiple subscription levels at different prices based on your business needs.
- Pinpoints the exact location of customers, with country, state, city, latitude and longitude and Internet Service Providers using IP address
- Calculate distance between delivery city and estimated city from IP address
- Verify whether the online buyer is behind anonymous proxy servers
- Verify whether the online buyer is using free anonymous email address
- Verify whether the online buyer is using a known mail drop or postal box
- Match between credit card Bank Identification Number (BIN) data and user-entered information
- Match between area code and postal code information in delivery address
Several plans are available based on the size of your business. Please contact sales for more information.
|
Input Field
|
Format |
Description |
|
IP |
Required |
IP address of credit card holder. |
|
CITY |
Optional |
City of billing address. |
|
REGION |
Optional |
Region of billing address. |
|
COUNTRY |
Optional |
Country code of billing address. |
|
POSTAL |
Optional |
Postal/Zip code of billing address. |
|
DOMAIN |
Optional |
Email address domain name. |
|
PHONE |
Optional |
Customer phone number. |
|
BIN |
Optional |
First 6 digits of credit card number to identify issuing bank. |
|
BINNAME |
Optional |
Name of the bank which issued the credit card. |
|
BINPHONE |
Optional |
Customer service phone number listed on back of credit card. |
|
LICENSE |
Required |
License key for trial and premium users. |
|
SHIPADDR |
Optional |
Address of shipping address if different than billing address. |
|
SHIPCITY |
Optional |
City of shipping address if different than billing address. |
|
SHIPREGION |
Optional |
Region of shipping address if different than billing address. |
|
SHIPPOSTAL |
Optional |
Postal/Zip code of shipping address if different than billing address. |
|
SHIPCOUNTRY |
Optional |
Country of shipping address if different than billing address. |
|
QUERYID
|
Optional |
Additional information to identify this transaction.
|
|
Output Field
|
Format |
Description |
|
COUNTRYMATCH |
YES or NO |
Whether country of IP address matches billing address country. |
|
COUNTRY |
Char(2)
|
Two-letter ISO-3166 country code. |
|
HIGHRISKCOUNTRY |
YES or NO |
Whether IP address or billing address country is in Belarus, Colombia, Egypt, Indonesia,
Lebanon, Macedonia, Nigeria, Pakistan, Ukraine, Vietnam or Yugoslavia.Two-letter
ISO-3166 country code. |
|
DISTANCE |
Integer |
Distance from IP address to Billing Location. |
|
IP2COUNTRY |
String
|
Estimated Country of the IP address. |
|
IP2REGION |
String
|
Estimated Region of the IP address. |
|
IP2CITY |
String
|
Estimated City of the IP address. |
|
IP2LATITUDE |
Float |
Estimated Latitude of the IP address. |
|
IP2LONGITUDE |
Float |
Estimated Longitude of the IP address. |
|
IP2ISP |
String
|
Estimated ISP of the IP address. |
|
ANONYMOUSPROXY |
YES or NO |
Whether IP address is from Anonymous Proxy Server. |
|
FREEMAIL |
YES or NO |
Whether e-mail is from free e-mail provider. |
|
BINCOUNTRYMATCH |
YES or NO |
Whether country of issuing bank based on BIN number matches billing address country. |
|
BINNAMEMATCH |
YES or NO |
Whether name of issuing bank matches inputted BIN name. |
|
BINPHONEMATCH |
YES or NO |
Whether customer service phone number matches inputed BINPHONE. |
|
BINCOUNTRY |
Char(2) |
Two-letter ISO-3166 country code of the bank which issued the credit card based
on BIN number. |
|
BINBANKNAME |
String |
Name of the bank which issued the credit card based on BIN number. |
|
BINBANKPHONE
|
String |
Customer service phone number listed on back of credit card. |
|
POSTALCITYMATCH |
YES or NO |
Whether the customer postal code is in the billing location (for US and Canada only). |
|
PHONECITYMATCH |
YES or NO |
Whether the customer phone number is in the billing location. (for US and Canada
only).
|
|
SHIPFORWARD |
YES or NO |
Whether shipping address is in database of known mail drops. |
|
CREDITSAVAILABLE |
Integer |
Number of queries remaining in your account, can be used to alert you when you may
need to add more queries to your account. |
|
SCORE |
Integer |
Overall score between 0 and 100. 100 is the highest risk. 0 is the lowest risk. |
|
RESPONSEID |
Integer |
Integer Unique ID to refer this particular response |
|
QUERYID |
Integer |
Unique ID based on customer query ID |
|
MESSAGE |
String |
Web Service Message Response |
|